It often surprises people to learn that life insurance is one of the most critical aspects of financial planning, budgeting, and estate planning. Life insurance provides immediate death benefit protection for survivors who rely on your income and long-term savings strategies. With thoughtful tax-saving strategies, it can provide you with additional means of increasing your … [Read more...]
How to Select a Health Insurance Plan?
Your health is very important, and you have to invest in it but very carefully. It is tough to select a good health insurance policy which covers everything that you require. You need a plan that will meet your requirements. Before you agree to any plan, you should carefully consider the options available. If your employer does not provide you with health insurance, then … [Read more...]
How to Save Money on Your Health Insurance
Health insurance is one of the biggest expenses that people have to deal with today. There are few options available on the open market with insurance. If you can get access to group health insurance, this is generally the best option for you to choose. However, there are many people who do not have access to group health insurance. This is especially true for people who … [Read more...]
Helping You Navigate The Murky Waters Of Health Insurance
For many of us, the health insurance world is a minefield. We may have grown up needing the stuff, but that doesn’t make it easier to navigate. The chances are that you’ve always been on one plan. Perhaps it’s the plan your parents were on or the first one you stumbled across. Or, maybe you were on a plan with your previous employer. Whatever the reason, there comes a time … [Read more...]
The Top Providers in the Health Insurance Market
Four top providers in the health insurance market made it onto the Fortune 100 in 2012. Three of these companies managed to achieve double-digit profits in 2011. This is despite an ongoing recession and uncertainty about the Patient Protection and Affordable Care Act (PPACA). These two events have forced an entire industry to rethink health insurance products, business models … [Read more...]
How to Afford Healthcare Without Insurance
Each year in America, millions of people survive without health insurance. Without significant medical problems, some of these individuals are able to get by without incurring serious debt. In the case of major surgeries or fatal illnesses like cancer, the medical bills can be overwhelming and may even cause patients to declare bankruptcy. If you don't have a job that includes … [Read more...]
Reasons Why Supplemental Health Insurance Coverage Is Valuable
Universal health care in Canada is a boon for most people. Individuals can receive many of the basic health services they need at a relatively low cost. This includes access to vision care, dental care, and prescription medications. But few people are aware of the limitations posed by their provincial health plans. Most have never had to put them to the test. Below, we'll … [Read more...]