Reducing The Costs Of Healthcare
The first thing you want to work on in regard to reducing the expense of out-of-pocket healthcare is your health itself. Eat right, exercise right, and you’ll condition your body such that it doesn’t “break down” so often. Think of it like a car. Your car needs periodic maintenance.
Now if you never change oil on your car, by the 100,000-mile mark, the engine is likely to seize up, and then that vehicle is effectively totaled barring an engine replacement. If you smoke and drink and carry on all night for decades on end, you may only get 40 years out of a body that could go a hundred or more.
Did you know there are cars that have been so well-maintained that they top the million mile mark? In the same vein, certain countries have citizens who regularly surpass a century in age. Eating right, exercising right, and living right make this possible. Something else that helps is stress reduction.
Telomerase and Telomeres
It turns out that at the ends of our DNA are these little “cups” called telomeres. Now telomeres act kind of like the tape at the end of a shoelace. If that tape is compromised, the shoelace is unraveled. In this scenario, your DNA is the shoelace, and it becoming unraveled is you aging.
Stress reduces telomerase, which is that which makes up your telomeres. If you can reduce your stress, you’ll maintain these telomeres such that you’re able to retain a youthful countenance longer, and actually be more healthy into later periods of life. But it’s not always easy to reduce stress. Sometimes you’ve got to get strategic about it.
For example, you might set specific time apart to stay in a relaxing resort; according to PrincessRoyale.com, you can find: “…a variety of accommodations from spacious two-room suites with fully equipped kitchenettes directly overlooking the beautiful Atlantic Ocean, to suites overlooking…saunas and a four-story glass oceanfront tropical atrium.”
Information From Your Doctor
Something else you can do to reduce your out-of-pocket healthcare costs is consult your primary physician and let this individual know that you’re experiencing financial difficulties. Then you want to ask what kind of options there are available to you. There are programs that will pay for medicine, there are charitable organizations, and there are insurance alternatives.
Additionally, your physician may be privy to insurance organizations that regularly reduce the expense of healthcare, like Medi-Share. If you’re unfamiliar, Medi-Share is an organization that can essentially cut your monthly healthcare premium in half while still delivering the same level of coverage. This is one of many such companies out there.
You can definitely find low-cost health insurance companies; according to the site: “…there are hundreds of companies out there to choose from…it makes coming to a decision hard. HealthMarkets is dedicated to helping you find affordable health insurance companies with policies that match your needs.”
Loopholes?
Something else you can do is cruise the internet and do your due diligence in terms of research. You’re likely to find some excellent deals, and you also might find data pertaining to the inner-workings of insurance agencies. Any human organization will be subject to human error, and that means certain “loopholes”.
Especially when you get a bill that you don’t deserve, there are ways you can keep from paying it that are perfectly legal. One popular scenario today involves out-of-region coverage situations where anesthesiologists or other operational personnel work on a patient without that patient’s direct knowledge when they’re unconscious.
A strongly-worded letter from the patient saying they had no choice in who worked on them “under the knife” may defray out-of-area costs. But it may not. It will depend on your region, and what kind of medical work you had done. So lastly, do your research, and see what you can find. There are ways to save out there, you’ve just got to look!